Bank of America, National Association of United States America

BoA and National Association in the United States came together as FIA Card Services NA. This bank did function as a full-service bank. BoA and NA transacted deposits, giving out loans and providing other services to the people.

They are always committed to guaranteeing that you know where you stand with your home loan in every step of the way at Bank of America. Help is always provided from application to closing by their experienced lending specialists.

At Bank of America, they make sure that they create real, meaningful connections with individuals, businesses, and communities so as they can assist them in knowing and connecting with every relevant detail in what they do. On a daily basis, Bank of America is proud to join hands with their regulars by making them aware of the skills and expertise to assist them to improve their financial lives.

BoA call center operates from 8 AM – 10 PM Eastern on Monday to Friday and Sat 8 AM – 6:30 PM Eastern.
Reviews for Bank of America, NA USA

According to the this Google review, it is said to have poor services.

According to a putative class action filed in Pennsylvania federal court, the bank of America, N.A has been suing consumers who owe them on credit card debt improperly even after selling that debt and allegedly relinquishing its ownership interest.( Law360, New York (March 16, 2016, 6:26 PM EDT)

“The bank won a judgment against me for unpaid debt last month”, says G. Veronica Willard (a debtor who is called by BoA). She also adds that the bank violated a number of federal and state laws, including the fair debt collection practices act by suing to collect the debt that it no longer owned. “Bank of America associates and its law companies are also targeted by the suit”, she says. However, Willard did not mention those companies in her complaint.

Contact Details:

Address:
1825 East Buckeye Road
Phoenix, AZ 85034

Phone: 1-704-386-5000

Website: www.bankofamerica.com

Address:
1825 East Buckeye Road
Phoenix, AZ 85034

Phone: 1-704-386-5000

Website: www.bankofamerica.com

It may still make sense to settle the debts for less than the balance owed if these old charged off credit card debts are passed the statute of limitations for you to be sued legitimately.

In this case, before being approved for purchasing a new home, you must settle the old debts. There are high discounts while trying to settle debts that are past the SOL for you to be sued. You should be sure that you are up to the negotiations and never let on that you are trying to achieve something other than just settling and carrying on with your life. If you have a credit purchase or need for the credit report and unfortunately the collector becomes aware of it, they may not go as low in the settlement they agree to.

You can’t do much regarding the permanent stopping of debt collection from the collector or buyer and at least making one attempt collecting it from you. However, being bankrupt or totally broke is the only way to end collection calls and letters, but still, these calls do happen.

You can also write a cease communication letter to any debt collector or buyer, you hear from if your debts have passed the SOL, and you aren’t going to repay any of them. This letter triggers certain rights under federal and laws of the state. It’s the epitome of telling the collection agency or debt purchaser to go pound sand. However, if after receiving the letter they don’t follow the law, you can pursue them for collections violations. You should be certain that the letter you sent has certified mail return receipt requested. Be sure to keep a green card and all the duplicates and copies of the letters that you send safe if by any chance you might need them later.