Dealing with Financial Business and Consumer Solutions, Inc.? Know what you need.

Money issues can be sometimes hard to handle, and constant contact from a collection agency doesn’t make it any easier and make it even more stressful. Nobody would want to be shouted at for missing the payment on a credit card bill when they can hardly make both ends meet each month. Would you?

Fortunately, the FDCPA (Fair Debt Collection Practices Act) protects consumers from immoral and/or distressing third-party debt collection practices.

Rights Under the FDCPA

In September 1977, Congress enacted the Fair Debt Collection Practices Act, or FDCPA. The FDCPA keeps a bar on what debt collectors may do and say while fulfilling their agenda of collecting a debt. There is no room for harassing and deceptive plans like the following.

  • Threating you to make you pay up.
  • Communicating using forceful and obscene language.
  • Sharing the details about the debt with those who are not involved, like your attorney, possibly your spouse, etc.
  • Trying to contact you after you hire an attorney.
  • Contacting you at an unusual or inconvenient time as well as place, such as at your workplace or early in the morning, if you have barred the agency from doing that.
  • Refraining from sharing the debt related information with you.

Profile: Financial Business and Consumer Solutions, Inc.

Are you being contacted by Financial Business and Consumer Solutions, Inc.? The key information about this company is given below.

It is a debt collection agency which is headquartered at Hatboro, Pennsylvania, with another office in North Cape May, New Jersey. It came into existence in the year 1982 as Federal Bond Collection Services, and emerged as Financial Business and Consumer Solutions, Inc. by changing its name in the year 2014.

The firm holds not more than 10 employees and is run by its President, Joseph Neary, Jr.. Litigation files are available at the Public Access to Court Electronic Records website, indicating that consumers who felt that they were being harassed by the company had declared their rights in court.

Suspected Infringements Against The Company

Bobby Turner vs. Financial Business and Consumer Solutions, Inc.*

In accordance with PACER, in late 2015, Financial Business and Consumer Solutions, Inc. established the contact with Bobby Turner, who is a resident of Georgia, about an alleged debt.

In the initial stage of calls, Mr. Turner placed a humble request to the company to seize using his cell phone to call him, but the calls allegedly continued. When he finally did decide to answer the calls, he noticed pauses and/or clicks at the starting of the calls and also before the caller spoke, indicating that they were using an autodialer.

Feeling harassed by the agency, he landed on the decision of hiring a consumer attorney and sued the company for the violation of the FDCPA in these ways:

  • Contacting him even after a request of no more contact was in place.
  • Unable to give identification as a debt collector in all communications.
  • Using misleading, fake, and confusing means for the collection of a debt.
  • Unable to send a notice for debt validation.

The matter was resolved later.

Here are the phone numbers for Financial Business and Consumer Solutions, Inc.:

  • 1-404-287-0062
  • 1-404-537-2769
  • 1-866-594-8640
  • 1-866-594-8646
  • 1-800-220-2018

In case any of them reflects on your caller ID, it means that you are being contacted by Financial Business and Consumer Solutions, Inc..

If a request of ceasing communications is ignored and the use of an autodialer to contact you is confirmed, hiring a professional help that can help you guide through the process of fighting for your rights.

Filing a claim against Financial Business and Consumer Solutions, Inc. and winning it could get you $1,000 per FDCPA violation, plus the legal costs that you may have incurred while on the action.

Debt collectors who pay no attention to your rights as a consumer can face major sanctions, so be all set to fight back.

*Case taken from PACER (

Case file number is 4:16-cv-00106-HLM from the United States District Court for the Northern District of Georgia, Rome Division.

Disclaimer: The given content in this article has a clear objective of providing information and one should refrain from using it as a legal advice. If you go for filing a claim against Financial Business and Consumer Solutions, Inc., or any other collection agency, you might not be entitled to any reimbursement.