{"id":386,"date":"2018-09-10T11:00:32","date_gmt":"2018-09-10T11:00:32","guid":{"rendered":"http:\/\/www.development-work.com\/mydebt\/?p=386"},"modified":"2020-10-24T11:11:41","modified_gmt":"2020-10-24T11:11:41","slug":"commonwealth-financial-systems-inc","status":"publish","type":"post","link":"https:\/\/www.mydebtacademy.com\/debt-collection-agencies\/commonwealth-financial-systems-inc\/","title":{"rendered":"Commonwealth Financial Systems Inc"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0px 0px 0px 0px;border-color:#e2e2e2;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-1{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-1{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><h2 class=\"title-heading-left\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;margin:0;color:#37474f;\"><p class=\"title\">Introduction to Commonwealth Financial Systems<\/p><\/h2><\/div><div class=\"fusion-text fusion-text-1\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;\"><p>Headquartered in Dickson City, PA, <strong>Commonwealth Financial Systems<\/strong> is the area&#8217;s premier collection agency, having served clients in Northeastern Pennsylvania for over 25 years. However, the company serves nationwide.<\/p>\n<p>Their diversified client base includes Debt Purchasers, Financial, Retail, Commercial, Government and Medical Clients. They offer a full array of accounts receivable management services to their valued clients. The company&#8217;s approach to each client employs a strategy that completely addresses clients\u2019 needs while maintaining the flexibility in the services provided.<\/p>\n<\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-2{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-2{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><h2 class=\"title-heading-left\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;margin:0;color:#37474f;\"><p class=\"title\">The Mission Statement<\/p><\/h2><\/div><div class=\"fusion-text fusion-text-2\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;\"><p>Commonwealth Financial Systems are Northeastern PA&#8217;s leaders in the field of Accounts Receivable Management and Financial Services. They are dedicated, well-trained professional staff is committed to providing diversified outsourced solutions to maximize debt recovery for all the clients.<\/p>\n<p>Their success in assisting the clients and their company is based on the collective experience, leadership, and integrity of their own team. They continue to utilize the latest technology and delivery systems as well as maintain the highest standards of compliance. Through this strategy, we aim to achieve their goal of becoming a national leader in the industry. They are also located in Dickson City, PA.<\/p>\n<\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-3{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-3{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><h2 class=\"title-heading-left\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;margin:0;color:#37474f;\"><p class=\"title\">A Commitment to Excellence<\/p><\/h2><\/div><div class=\"fusion-text fusion-text-3\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;\"><p>This mission statement spells out their commitment to excellence, achieving the best results for clients while maximizing the return to their shareholders. The company is also committed to achieving the highest level of personal success and professional opportunities.<\/p>\n<h3>The Use of Latest Technology<\/h3>\n<p>Commonwealth Financial Systems of Dickson City, PA has made a substantial investment in the technology infrastructure that supports their business. The proprietary software they use is standard in this industry. The components of their software support include, but are not limited to the following:<\/p>\n<ul class=\"list_check\">\n<li>Varied client commission structures<\/li>\n<li>Credit bureau reporting<\/li>\n<li>Extended debtor searches<\/li>\n<li>State and agency contact restrictions<\/li>\n<li>Postdated check processing<\/li>\n<li>Automated payment processing<\/li>\n<li>Collector productivity tracking<\/li>\n<li>Client performance analysis<\/li>\n<li>Trust accounting<\/li>\n<li>Client statements<\/li>\n<li>Automated dunning notices<\/li>\n<li>Installment payment plan processing<\/li>\n<li>Payment receipt processing<\/li>\n<li>Password and menu level security<\/li>\n<li>Check printing<\/li>\n<li>Download and upload capabilities<\/li>\n<li>Contact notes<\/li>\n<\/ul>\n<\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-4{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-4{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><h2 class=\"title-heading-left\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;margin:0;color:#37474f;\"><p class=\"title\">Commonwealth Financial Systems Contact Details<\/p><\/h2><\/div><div class=\"fusion-text fusion-text-4\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;\"><p><strong>Address:<\/strong>245 Main St, Dickson City, PA 18519, USA<\/p>\n<p><strong>Phone:<\/strong>\u00a0+1 570-347-1115<\/p>\n<\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-5{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-5{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><h2 class=\"title-heading-left\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;margin:0;color:#37474f;\"><p class=\"title\">Customer Reviews of Commonwealth Financial Systems<\/p><\/h2><\/div><div class=\"fusion-text fusion-text-5\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;\"><p>Read the below mentioned BBB review in which the customer criticizes the company as being fraudulent consisting of liars and crooks on account of a medical bill being paid long back and was removed from the credit report but an old bill was dug in 2010 and put back on his credit report. The comment from the business expresses their inability of account identification and suggests to be in touch with the collections manager:<\/p>\n<\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-6{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-6{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><h2 class=\"title-heading-left\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;margin:0;color:#37474f;\"><p class=\"title\">Harassment by Commonwealth Financial Systems<\/p><\/h2><\/div><div class=\"fusion-text fusion-text-6\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;\"><ul class=\"list_check\">\n<li>Calling you at work after you asked them to stop.<\/li>\n<li>Contacting your friends and family members in an attempt to get you to pay.<\/li>\n<li>Disclosing to anyone that you owe a debt.<\/li>\n<li>Threatening anything \u201clegal\u201d against you if they are not an attorney<\/li>\n<li>Attempting to contact you once you\u2019ve retained an attorney.<\/li>\n<li>Harassing, insulting, or verbally abusing you.<\/li>\n<li>Calling repeatedly on the same day<\/li>\n<li>Not disclosing to you that they are a debt collector during every communication.<\/li>\n<li>The use or threat to use violence or other criminal means to harm the physical person, reputation, or property of any person<\/li>\n<li>The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader<\/li>\n<li>The publication of a list of consumers who allegedly refuse to pay debts<\/li>\n<li>The advertisement for sale of any debt to coerce payment of the debt<\/li>\n<li>Causing a telephone to ring or engage any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number<\/li>\n<li>The placement of telephone calls without meaningful disclosure of the caller\u2019s identity as a debt collector<\/li>\n<li>The engaging in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt<\/li>\n<\/ul>\n<\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-7{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-7{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><h2 class=\"title-heading-left\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;margin:0;color:#37474f;\"><p class=\"title\">How to Handle Commonwealth Financial Systems?<\/p><\/h2><\/div><div class=\"fusion-text fusion-text-7\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;\"><p>Here are several additional things to remember so that you can deal with debt collector harassment.<\/p>\n<ul class=\"list_check\">\n<li>Don\u2019t Engage: If the phone rings and it\u2019s a debt collector, keep the conversation as short as possible. Ask them to send a letter outlining the amount of the debt and the original creditor. Do not volunteer any personal or banking information, including social security, credit card or bank account numbers.<\/li>\n<li>Ask for ID: Debt collectors are not allowed to act anonymously. When asked, they must identify themselves to you with their name and the name of their collection agency. Additionally, they are not allowed to suggest or falsely claim that they represent or have any connection with government agencies.<\/li>\n<li>Verify the Debt: Request written notice of the debt, which should include the amount owed, the name of the original creditor and information on how to dispute the debt if you don\u2019t believe it is valid. By law, collectors must provide this within five days of your request. If it appears the debt is a result of identity theft, report it to the Federal Trade Commission.<\/li>\n<li>Verify the Agency: If you determine that the debt is yours and you agree to pay it, make sure the collection agency is a valid one. Do your research online and ensure that you are sending payment or giving your payment information to a reputable collection agency. Keep an eye on your credit report and bank accounts to be sure that your payment is being applied correctly and they are debiting only the amount you\u2019ve authorized.<\/li>\n<li>Ask for Help: If you\u2019re dealing with multiple collectors or feel you\u2019re unable to repay the debts you owe, it\u2019s probably the time to ask for help. Credit counseling, a debt management plan or bankruptcy counseling \u2013 all available from Take Charge America \u2014 can help you get back on track financially.<\/li>\n<\/ul>\n<\/div><style type=\"text\/css\">@media only screen and (max-width:1024px) {.fusion-title.fusion-title-8{margin-top:10px!important;margin-bottom:15px!important;}}@media only screen and (max-width:640px) {.fusion-title.fusion-title-8{margin-top:10px!important;margin-bottom:10px!important;}}<\/style><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"margin-top:10px;margin-bottom:15px;\"><h2 class=\"title-heading-left\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;margin:0;color:#37474f;\"><p class=\"title\">How Can Debt Academy Help You?<\/p><\/h2><\/div><div class=\"fusion-text fusion-text-8\" style=\"font-family:&quot;Poppins&quot;;font-weight:400;\"><p>This company provides reliable services to customers to help them get a handle on their debt. After going through counseling, if a client decides to move forward with a program, they will connect the client with one of our partners for further debt resolution.<\/p>\n<ul class=\"list_check\">\n<li>Reasonable and Competitive Fees: People struggle to afford to pay their bills. Debt Academy isn\u2019t expensive to work with. There is no need to pay any money before you come to an agreement with a creditor.<\/li>\n<li>Flexibility of Programs: Certain types of debt consolidation may not be the right option. Debt Academy is ranked these debt management companies based on their ability to serve people with a wide variety of debts. We chose programs that require low minimum debt amounts and won\u2019t put you further in debt.<\/li>\n<li>Focus on Savings: If money is not saved by completing a debt consolidation program, it might as well be done on your own. Debt Academy tends to save customers 20 to 50 percent of their total balance even after charging their fees.<\/li>\n<li>Transparency &amp; Credibility: No one would like to put money into the hands of just anyone about, especially on the internet. The Debt Academy is reputable and provides transparent accounts of what they can do for you. They don\u2019t promise the moon, and they provide a great deal of factual information so that you can do your own research.<\/li>\n<li>Availability Across the States: Debt Academy is licensed in different states. This makes it to be appropriate for the most people possible. People choose Debt Academy that has customers in as many states as possible.<\/li>\n<\/ul>\n<\/div><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 20px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 0px;margin-top : 0px;padding-right : 0px;padding-bottom : 0px;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"_links":{"self":[{"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/posts\/386"}],"collection":[{"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/comments?post=386"}],"version-history":[{"count":0,"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/posts\/386\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/media?parent=386"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/categories?post=386"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mydebtacademy.com\/wp-json\/wp\/v2\/tags?post=386"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}