{"id":472,"date":"2018-05-25T05:52:05","date_gmt":"2018-05-25T05:52:05","guid":{"rendered":"http:\/\/www.development-work.com\/mydebt\/?p=472"},"modified":"2020-10-26T05:54:32","modified_gmt":"2020-10-26T05:54:32","slug":"preventing-surprise-medical-bills-from-shredding-your-finances","status":"publish","type":"post","link":"https:\/\/www.mydebtacademy.com\/debt-relief-strategies\/preventing-surprise-medical-bills-from-shredding-your-finances\/","title":{"rendered":"Preventing Surprise Medical Bills from Shredding Your Finances"},"content":{"rendered":"

Americans believe in having quality health care, which is why they continue sharply towards the latest advancement in the medical field. But sometimes, these quality health care services come at a steep (unexpected) price.<\/p>\n

In accordance with the Consumer Reports, the person to person health care cost in the US rounds approximately\u00a0two times as the rest of the world.<\/p>\n

Wow!<\/p>\n

This means even you hold a health insurance, you\u2019re still in the fog. Typically, what happens is that after your insurance company pays their share, there\u2019s still a balance pending for which you are personally accountable. And for a majority of people, this sparks severe financial trouble.<\/p>\n

The experts in the field of personal debt relief<\/a> have found that medical expenses are counted amongst the major causes of all personal bankruptcies. And a myriad of filers had some form of health insurance.<\/p>\n

So, what will be the optimum way to prevent the medical bills from demolishing\u00a0your\u00a0finances?<\/p>\n

Research, and then Research Some More<\/h3>\n

A recent survey conducted in the country has indicated that more than one-third of Americans\u00a0have been hit with \u201cshocking\u201d medical bills which they never knew were coming.<\/p>\n

Nobody wants to face such a situation, and we hope neither you do.<\/p>\n

So, you need to get prepared ahead of time in case of any medical procedure. And, you can do this by preparing a list of staff members who are involved in your treatment (e.g. Surgeon, doctor, anesthesiologist, etc.) and attain a written confirmation who state they accept your insurance.<\/p>\n

And still, if you get a surprise medical bill, then this time you\u2019ll be prepared to stand against it.<\/p>\n

You can contact those who provide debt help in the\u00a0USA<\/strong> to get the help you need, including the state\u2019s Attorney General\u2019s office, and the office of Insurance Regulation in your state.<\/p>\n

The first section of this post has clearly shown that how sudden medical bills can turn your financial situation into a nightmare. Well, it\u2019s not over yet. There\u2019s more!<\/p>\n

Here, the second part will do all the explaining.<\/p>\n

Having a Baby? The Childbirth Costs, Don\u2019t Expect to Know Yours<\/h3>\n

Most of us are well aware of the fact that childbirth costs a lot, but it\u2019s almost impossible for consumers to actually find out just how much \u201ca lot\u201d is.<\/p>\n

As childbirth is known to be the top reason for hospital admissions\u00a0in the US and mostly being uncomplicated, one would think that information on how much an average birth costs would be readily accessible, but it\u2019s not.<\/p>\n

Unfortunately, this is a real issue for those who want to be ready financially in order to steer clear of debt related to the childbirth costs.<\/p>\n

How To Shield Yourself<\/h3>\n

Know the final points that can help you defend yourself from fetching a big debt associated with medical expenses:<\/p>\n