Absolute Resolutions Corporation

Since its inception in 2001, Absolute Resolutions Corp. has specialized in the purchase and recovery of distressed consumer receivables, business cards and lines of credit, commercial leasing and specialty finance portfolios directly from the originators. ARC maintains a disciplined approach to purchasing using tested proprietary analytics to evaluate portfolios and optimize recovery.

The company has a diverse purchasing history with experience in a variety of asset classes and portfolio sizes, allowing them to be dynamic in their review and pricing of different offerings. With a focus on consumer experience, ARC’s company culture and business practices provide built-in brand protection for sellers.

They rely on data in everything they do and their data-driven recovery strategy is no exception. They continuously monitor their portfolio, seeking to maximize efficiencies using multiple recovery channels. Their robust, secure, compliant inventory management system and their network of industry-leading partners, including many specialty vendors, fortify their exclusive recovery strategies.

Employees are the heart of any business, and ARC is no exception. Their employees are a dynamic group of individuals experienced in the distressed debt market. At the helm of ARC is a set of experienced leaders bringing more than 100 years of management level distressed debt industry experience to the company.

The team of leaders is dedicated to realizing the tremendous growth potential of the market and the company while managing to their guiding principle: balancing consumer benefits and positive business results effectively during account resolution.

ARC is a Certified Professional Receivables Company, reflecting their commitment to uniform and rigorous industry standard best practices as set forth by RMA International. They are in full compliance with Federal and State laws and actively seek to implement internal policies that reinforce their compliant consumer friendly company culture.

An integral piece of their certification achievement, ARC’s compliance management system, is dynamic and proven and at the forefront of their business. Several of their compliance staff is designated as Certified Receivables Compliance Professionals (CRCP).

In this uncertain regulatory environment, they are well positioned for unexpected changes with their nimble management processes, resulting in compliance policy changes that can be implemented quickly and efficiently. ARC’s commitment to bettering the industry doesn’t end with their commitment to the RMA certification program, they have a sitting RMA board member since 2001 and their CEO is currently the board’s President. Several of their leadership team members also volunteer countless hours to the association.

Absolute Resolutions Corp. has the integrity, financial strength and reputation you demand, evidenced by their strong, long-term partnerships with some of the largest financial institutions in the country, their proven data-driven strategies, their employees and their dedication to doing what is right.

Address: 1455 Frazee Rd, San Diego, CA 92108, USA
Phone: +1 619-564-6400

Read the below mentioned BBB review in which the customer is being called despite being on a Do Not Call List. The comments from the business say that for the purpose the compliance officer may be contacted to solve the problem:

• Taking action(s) against you that is deceptive, fraudulent, or designed to harass or intimidate.
• Making repeated telephone calls or call at unreasonable times (Before 8 AM or after 9 PM).
• Sending letters which appear to have come from a court.
• Making false representations in association with efforts to collect.
• Seeking collection fees or interest charges not permitted by your contract or by state law.
• Threatening you with arrest if you do not pay.
• Communicating with anyone other than you, regarding your debt, or give out any information to a third party.
• Calling you at your job.
• Using threats of violence or harm to a person, property, or reputation.
• Advertising your debt or publish a list of consumers, who refuse or otherwise do not pay their debts, except to a credit reporting agency.
• Using profanity or obscene language.
• Informing your employer or others of your debts.
• Calling someone without identifying themselves.
• Repeatedly using the telephone to annoy or harass someone or ring the phone constantly.
• Contacting you directly when you are represented by an attorney.
• Contacting you after you have sent a written request to the debt collector, demanding that communication should be ceased.

Dispute the Debt

Even though the debt might legitimately not be yours, such as if you’ve had your identity stolen. If you receive a notice from a collection agency for a debt that isn’t yours, dispute it in writing within 30 days. Once the collection agency receives your dispute, it must cease contacting you until it has provided verification of the debt. You should also dispute the information with each of the credit bureaus and provide as much information as possible to show that you didn’t take out the original debt.

Know Your Rights

A collection agency must provide you with the following information within five days of contacting you:

• The creditor’s name
• The amount you owe
• Your right to dispute the debt and that the collector will assume it’s valid if you don’t appeal within 30 days
• Your right to receive verification from the debt collector if you dispute the debt
• Your right to request the name and address of the original creditor from the collector within 30 days

Debt collectors are prohibited from deceiving you when trying to collect a debt. For example, the debt collector can’t say you’ve committed a crime when you haven’t, falsely claim to work for the government, threaten to garnish your paycheck if it isn’t legally able to do so or make other false threats.

How Can Debt Academy Help You?

If you value customer service most, Debt Academy is a good choice as its customer service is highly regarded in the industry. Customers get quick responses to consultancy queries and emails, and company representatives undergo three months of training under the customer service training program. Once you join, you’ll get access to a dashboard that lets you track the progress of your settlement, see how much you’ve deposited and access useful budgeting and financial tools.

Debt Academy is recommended for even having a more personalized approach. This settlement company assigns each customer a dedicated account representative. Your account representative will update you when a settlement is reached with one of your creditors and will be on hand to answer any questions

Read the below mentioned BBB review in which the customer was attempted for a defraud of some claim despite his refusal to provide all his personal as well as confidential details and had submitted a complaint to the CFPB: